Effective with the October 23^rd, 2003 completion of the stock repurchase program and corporate realignment, the cash proceeds from the repurchase of your shares were deposited in an interest bearing Guaranty Fund account at JP Morgan Chase. Interest will be rebated monthly for all clearing participants who leave cash in the account at the rate of one month LIBOR minus 15 basis points. This rate is currently 0.97% as compared to the Ninety Day T-Bill yield of 0.94%.

Clearing participants who decide to withdraw cash must substitute acceptable collateral of equal or greater post-haircut market value. Acceptable collateral includes U.S. Treasury securities, certain GSE debt securities, and letters of credit from approved Banks. Please note that the replacement securities must be pledged thru JP Morgan Chase. Please complete the CCMS Trade Ticket form and fax it back to both JP Morgan Chase and the Clearing Corp Treasury Ops department. Delivery instructions for these securities are included in the link below. Finally, to withdraw cash, complete the Guaranty Fund Cash Withdrawal Authorization form and fax it to the Clearing Corp Treasury Operations department at 312-341-0293. Upon confirmation that the collateral pledged is in the Clearing Corporation’s safekeeping account, the cash will be returned accordingly.

All forms can be found on The Clearing Corporation web page, by selecting this link: http://www.clearingcorp.com/clearingmembers/TreasuryOperations/treasuryindex.html

If you have any questions please call the Clearing Corp Treasury Operations Department at 312-786-3860.